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Our clients get the
attention they deserve.

Our consistency and customer satisfaction is reflected in our 5-Star client reviews.

US Mutual Home Loans

Welcome to US Mutual Home Loans! We look forward to elevating your experience!
At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.

We offer a variety of loan options to fit many different scenarios.

Purchase

Conventional Fixed Rate

Interest Rate and payments remain the same for the entire term of the loan.

FHA

An FHA loan provides a government-insured loan with flexible loan options.

VA Loan Options

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

USDA

Purchase a home with no money down in certain rural and suburban areas.

Jumbo

Jumbo loans offer maximum flexibility for home financing for larger loans.

First Time Home Buyer

Popular loan programs for first time home buyers.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Investment Property

Mortgage loan programs for vacation and investment properties.

Rehab

Roll the costs of the renovation into your loan.

Refinance

Mortgage refinancing may lower your monthly payments.

Cash Out Refinance

You could pay off those high-interest debts by refinancing to a lower rate.

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Client Reviews

First a mortgage, then a refinance and both times the process was so smooth. The US Mutual Home Loans team was in regular communication, the rates and fees were excellent and the process for us was simple.

Karin Schwartz

Everyone was friendly and organized. They answered my questions in a VERY timely manner.

Holly Davalli

This is my second loan with Chris, and he has also done loans for friends. I continue to be pleased with the service and communication. Chris and team is always available to answer any question or concern you might have.…read more →

Lauren Bucher

Chris and his team took great care of us when we decided to refinance. Chessa was a great help explaining and guiding us through the closing process. I would highly recommend anyone who is looking to buy or refi to…read more →

Cory Peimer

This was my first time as a home buyer. Chris was very helpful and worked with me every step of the way. I was really impressed when he stayed on the telephone for hours to get a document, I needed…read more →

Thomas Bowman

Chris Csontos did the original mortgage on my home as well as two mortgage refinances for a lower interest rate. All three times I have been completely satisfied with his professionalism, communication and overall knowledge of the mortgage industry.

John Weller

I’ve worked with Chris for YEARS and by years, I mean almost a decade! He has integrity, knowledge, experience and an unmatched dedication to serving his customers all the way until the end of the transaction and even beyond. From…read more →

Jennifer De La Rosa

As a new resident of Maryland, it was important to work with an established integral company for the purchase of my home. Not only did US Mutual Home Loans expedite the process, Chris Csontos and his team of experts were…read more →

S. Mozert, Parkton, MD

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